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The Briefing: Oregon Federal Court Joins Growing List of Courts to Decide Whether Lost Business Income From COVID-19 Closures Are Covered Under Insurance Policies

Welcome to The Briefing – a legal podcast by Smith Freed Eberhard. We will provide insight and analysis on new Oregon and Washington case law, litigation innovation and technology, the insurance marketplace, and firm news.

In this week’s episode, Abby Ferguson, Marketing Manager, discusses Smith Freed Eberhard’s latest Legal Alert, “Oregon Federal Court Joins Growing List of Courts to Decide Whether Lost Business Income From COVID-19 Closures Are Covered Under Insurance Policies”. This case arose from a business’s claim for lost business income under a Business owner’s Protection Policy for direct physical loss or damage to covered property resulting from the closure of the business during COVID-19. Here, the Oregon District Court considered several policy provisions and whether damages to the business’s property must be physical for coverage to apply under the policy’s provisions. The court found that there was no direct loss or damage to property so there was no coverage under the policy.

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